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Myths About Mortgages
After 36 years in the real estate business, there are several myths about mortgages that persist, even though they are not true. Here are some of the most common ones I have encountered:
Myth: You need perfect credit to get a mortgage. Fact: While having good credit certainly helps, it is not the only factor that lenders consider when determining your eligibility for a mortgage. You can still qualify for a mortgage with less-than-perfect credit, although you may have to pay a higher interest rate or make a larger down payment.
Myth: You need to put down at least 20% to buy […]